Important Warning and Disclaimer  

This information is provided solely for general and training purposes and is not intended as legal, financial and/or accounting advice. Readers and customers should not act on the information contained therein without first seeking proper legal and financial advice from a qualified and registered professional. We Love Advisory Group, its representatives, employees, directors, agents and the author(s) expressly disclaim all liability for any loss or damage to any person or organisation, whether a user of this site or not, for the consequences of anything done or omitted to be done by any such person relying on the contents of this information. Should you wish to seek qualified advice, you can contact We Love Advisory Group Pty Ltd at connect@welovegroup.com.au or sensitive information contained in this e-mail and attachments must be handled in accordance with the relevant states and territories Privacy and Data Protection Acts, the Health Records Acts or the Privacy Act 1988 (Commonwealth), as applicable.